As many Vietnamese banks are moving towards consumer credit and personal lending, this paper aims to provide a consumer credit scoring model that can be applied to Vietnamese banks. The article uses the FICO system while taking into account the situation of Vietnam. It also aims at helping consumers calculate their credit score in a simple way.
Related
VOL 7 No2
This article analyzes the situation of transfer pricing in FDI enterprises in Viet Nam. Based on the framework of transfer pricing of international organizations (OECD, 2017; UN 2017), collating with Decree 20/2017/ND-CP...
Read moreThis study investigates the inpact of competitive strategy on business performance of Vietnam food enterprises. Based on a sample of 130 Vietnamese food enterprises, this study confirms the hypothesis that the competitiv...
Read moreIn the last decade, social networks have witnessed rapid growth in types and number of users. Social network users tend to learn, listen, discuss, and share experiences with and from friends mutually. Enterprises have se...
Read moreNon-cash payment such as using internet banking services is still limited in emerging economies like Vietnam despite its benefit. Although there have been studies examining the determinants to the intention of internet b...
Read moreThe aim of this study is to measure economic efficiency of two ricecropsin Chau Phu District, An Giang Province. Additionally, the study examines the determinants of economic efficiency of such the pattern by using OLS r...
Read moreIn the context of Vietnamese stock market, the awareness of the fluctuation of VN_Index index is the awareness of the information of stock market, and it has an important role in stock evaluation and risk management. The...
Read more